Liquidation
Chapter 7 Bankruptcy
Wipe out qualifying unsecured debt—credit cards, medical bills, and personal loans—and keep the property California law allows. We also counsel on student loan debt relief, including when discharge is worth pursuing.
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What this representation includes
- Typically completed in four to six months
- Automatic stay stops lawsuits, garnishments, and collection calls
- California homestead and exemption planning built into every filing
- Student loan review: discharge, hardship, and relief options under current law
We prepare the petition, means-test analysis, exemption schedule, and creditor matrix; appear at the meeting of creditors; and stay on the matter until the discharge—or confirmed plan—is entered. You will know the likely outcome even before we file.